Quarterly eNews Archives
Select the archived Wealth Management eNewsletter you would like to read.
Ode to Balance Sheets July 2010
Why all the recent fuss about balance sheets? As advisors, when we look at a well crafted balance sheet, we can often get a good reading on where your financial life is and where it might go.
Estate Planning for 2010 March 2010
As financial planners we are still reeling over Congress’ lack of action on estate taxes prior to the beginning of 2010.
Suspending Social Security Payments: Part 2 February 2010
There are two times when you might consider stopping your Social Security benefits and then re-establishing them. The second is called "Withdraw and Reapply".
Suspending Social Security Payments: Part 1 January 2010
There are two times when you might consider stopping your Social Security benefits and then re-establishing them. The first is called "Claim and Suspend".
Roth Conversation Strategies for 2010 December 2009
2010 will offer new opportunities for Roth conversions, including some strategies that could benefit from planning during the remainder of 2009.
Important IRA Matters October 2009
The Required Minimum Distribution suspension pertains to all forms of IRA and applies to both owners and beneficiaries. Retirement plans also benefit. The greatest advantage of not taking an IRA distribution is tax savings. Widowhood 101 August 2009
When your spouse or partner passes away, even the best planning can leave you feeling unprepared or
anxious. This is particularly true if he or she was the one
who normally handled the finances. Reverse Compounding June 2009
|This newsletter explains the miracle of Compounding – a mathematical concept that allows you to turn a small amount of money into a lot of money over time, assuming you invest your savings wisely.
Variable Annuities with Living Benefits April 2009
This newsletter will provide a simple explanation of the most popular living benefit rider – the Guaranteed Lifetime Withdrawal Benefit.
529 College Savings Plan Asset Allocation – Should you Change? February 2009
Many 529 college savings plan investors have watched their children’s college savings collapse along with the stock market over the last six months.
2009 Suspension of the Required Minimum Distribution January 2009
The Required Minimum Distribution suspension pertains to all forms of IRAs (traditional, SEPs and SIMPLEs) and applies to both owners and beneficiaries.
Lessons from the Madoff Scandal December 2008
The Madoff scandal has some simple due diligence lessons that everyone can benefit from.
End of Year Opportunities November 2008
It is time for practical “how to” advice. Here are a few ideas that you might consider implementing before the end of 2008.
Changes to the Home Sales Capital Gains Exclusion Housing and Economic Recovery Act 2008 September 2008
The Housing Act of 2008 contains a variety of provisions that could affect you
College Funding Part 2 June 2008
This month we are looking at the various avenues for saving, so that when the college bill does arrive, the challenges for paying it are minimal.
College Funding Part 1 May 2008
When it comes to funding college education, you need a game plan that matches funding sources with expected outlays.
Long Term Care April 2008
Long term care planning is an integral part of retirement planning.
Sequencing of Retirement Income Withdrawals March 2008
You have worked long and hard to reach retirement -- now it is time to withdraw income from your portfolios to support your retirement spending need.
Safe Withdrawal Rates February 2008
“How much can we safely withdraw from our portfolio and be sure not to run out of money?” The financial services industry is awash in studies trying to answer that very question---what is a safe withdrawal rate?
Roth IRA Conversions January 2008
Changes in legislation often serve as the impetus for the Wealth Management Newsletter’s monthly topic. January is no exception: we begin the year with new opportunities for Roth conversions.
StrategicPoint's archives located on this website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, StrategicPoint's (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific PRIOR date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from StrategicPoint or from any other investment professional. StrategicPoint is neither an attorney nor accountant, and no portion of the website content should be interpreted as legal, accounting or tax advice |